Strategic finance guidance, without a full-time CFO.
ZegalWorks acts as your part-time finance lead, turning your numbers into budgets, forecasts and decisions as your business grows.
What is Virtual CFO Services?
A virtual CFO is an experienced finance professional who works with you part-time. Instead of only recording what happened, a virtual CFO helps you plan what comes next: budgets, cash-flow forecasts, pricing and margin analysis, and a monthly review of how the business is doing.
It suits growing businesses and startups that have outgrown basic bookkeeping but cannot yet justify a full-time CFO. It also helps founders prepare financial information for lenders and investors.
Who this is for
A good fit if you
- Run a growing business that needs financial planning
- Are preparing to raise funding or take a loan
- Want monthly management reports and review calls
- Need cash-flow forecasts and budgets
Something else may suit you better if
You need only bookkeeping and filings. See accounting and bookkeeping.
You are at idea stage with no revenue. Start with the basics and add this later.
You need a full-time in-house CFO. A virtual CFO is a part-time arrangement.
What you need
We confirm the exact list for your situation during your free consultation.
- Clean books
- Reconciled, up-to-date accounts. We can set these up too.
- Business plan
- Your goals, pricing and growth plans.
- Past reports
- Previous financial statements and budgets.
- Key numbers
- Cash balance, receivables, payables and loans.
- Cadence
- A monthly review meeting with the founder.
What ZegalWorks handles for you
- Assess. We review your books and understand your goals.
- Plan. We build a budget and cash-flow forecast.
- Report. You receive monthly management reports with plain-English commentary.
- Advise. We meet monthly to review results and decisions.
- Prepare. We get financials ready for lenders, investors and audits.
How long it takes and what it costs
Onboarding typically takes a few weeks while books and plans are put in place, followed by a monthly rhythm.
Your total cost has two parts: our professional fee, and any government or statutory fees that apply. Government fees are set by the authority and vary by case, so we give you an itemised quote before you commit to anything. See our pricing page for packages.
Get a Tailored QuoteRelated services
Most businesses need more than one of these. They are all handled by the same ZegalWorks team.
Frequently Asked Questions
Direct answers to the questions we hear most.
Ready to get started?
Tell us about your business and we'll help you understand the right next steps, with no obligation.